My Philosophy

Carmen Aumendo of Coastal Lending Group, LLC treats each customer as an individual, not a number. I don’t place you into a loan profile formula created by the banking industry. I use “common sense” and will help you obtain the best loan possible. I represent a wide range of “A” rated lenders with first quality rates to private “hardship” lenders.

A local direct lender headquartered in Baltimore, MD – Coastal Lending Group, LLC and Carmen Aumendo has the ability to originate loans in many states. Carmen Aumendo, a wholesale mortgage pro, has helped thousands of qualified customers purchase and refinance their homes with high customer service and low-interest rates. My commitment to excellence continues long after you have signed your closing documents.

More home buyers and homeowners come to Carmen Aumendo Jr. of Coastal Lending Group, LLC because together, we give them more. More savings through competitive interest rates, more loan options to fit their needs, and more clarity with guaranteed closing costs. And more peace of mind that comes with true pre-approvals, no pressure lending, and service that is top-notch. My consultative approach will put you at ease and empower you with the right advice and the right loan to fit your needs.

My personal commitment to professional excellence is coupled with a strong desire to help each individual client. I often hear from my clients that their experience with me and my process is far superior to those that have worked with other banks and lenders. I take great pride in providing quality service and are very happy to have forged so many lasting relationships with past clients, friends, and family

I work with more than 25 investors. This allows Coastal Lending Group, LLC and myself to get you the best rates on all types of loan programs including 30yr mortgage, 20yr mortgage, 15yr mortgage, a 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, and VA Loans. Whether your situation calls for full documents, no documents, non-owner occupied (Investor) or multi-family, we’ll fit your needs!

I am your Wholesale Mortgage Pro! I am a seasoned veteran of 15 years, initialing joining the industry in 2005. I have worked in all facets of the residential lending industry, starting in Retail with positions in Secondary Market Pricing, Branch Management, Team Leader, and now moving to the wholesale side of the business in 2012.

Whether I am helping clients purchase for the first time, or with their 3rd or 4th home, I take the initiative to walk each client through the process start to finish. I also excel with refinancing current homeowners into better terms, or, if they may need to grab some cash out for things such as a child’s education costs, a special home project, or even debt consolidation.

I take great pride in providing excellent customer service with constant communication, fine attention to detail in the structuring of your loan to fit your individual needs, and most of all, offering the best pricing hands-down for all of my clients.

I am a graduate of West Virginia University with a Bachelor’s Degree in Accounting, Business Management, and Marketing. I am a proud father and husband that loves to spend time with my family in my free time.