Carmen Aumendo Photo

Carmen P. Aumendo Jr

Wholesale Direct Lender · NMLS #89647

32 clients rated their experience. Here’s every word.

Here’s what buyers, homeowners, and agent partners say about working with us.

5.00
★★★★★32 reviews · 100% five-star
★★★★★Google ↗

Carmen P .Aumendo I am writing this to express my deepest gratitude for everything you did to help me find my dream home. From our very first walkthrough to the moment we finally crossed the finish line, your guidance made the entire experience possible. Thank you so much for showing me the utmost support and, most of all, for being so incredibly patient with me throughout the process. Buying a home can be overwhelming, but your steady encouragement and dedication kept me grounded and confident that we’d find the perfect place—and we did! I couldn't have asked for a better person to have in my corner. Thank you again for helping me start this exciting new chapter! For whoever read this if you need the best person by your corner to help you through the process. 100% this is the man I put a stamp on it. I knew nothing about this situation and he want me to do every single thing and it made his experience the best I ever could have thought of. I heard of horror stories but this was the craziest easy process ever. I never thought I could get a home and he made it possible. So if anybody written this this is the man to go to nobody else I would ever thought of but him God put him in my corner for a reason. And this is my first time buying a home. Best process ever

Big EricJul 2026
★★★★★Google ↗

It was such a pleasure working with Carmen. He was available whenever we needed information from him. He was very knowledgeable and if he didn’t have the answer at the moment, he would get me the answer by the end of the day, if not sooner. We loved working with Carmen. Keep up the good work ❤️

Swantina WilliamsJul 2026
★★★★★Google ↗

WOW!!!! What can I say concerning the exceptionally high and professional service my wife and I received from Carmen. From the very 1st day we started this process of finding a home, not only did he provided us with up to date financial impact during our search - that is whenever we saw a home and wanted to know the financial impact, but has on many instances provided us with the guidance necessary to maintain our positive ratings as we neared our final decision of a home. Carmen was ALWAYS.. literally ALways been available to answer any question or concern.. and never making us feel like it was a bother. His knowledge regarding the loan process is in a word amazing, he took the time to explain every detail on each line.. he has patiently assuage many fears and concerns we had as we drew closer to the end.. just amazing!!! Thank you Carmen for making what would have otherwise been a hair pulling hell raising experience to be one that we can remember with joy and satisfaction. We were able to cross the finish line in getting our home without a hitch. You are the man!!!!

Jahblesd1 OneJul 2026
★★★★★Google ↗

Carmen is a true professional. As a realtor here in NJ, Carmen and I have entered multiple transactions together. I have worked with him on straight forward transactions, and bumpy ones. He is always organized and on time. Cannot recommend him enough!

Michael SzwedJun 2026
★★★★★Google ↗

Carmen made first home buying experience fantastic. His attention to detail is unparalleled. We went through a long transaction that fell through (through no fault of his), but every step of the way Carmen did everything he could to keep things moving and keep me in it as long as he possibly could. He treated me like family. By the time I found “the one”, Carmen made sure the transaction took less than 6 weeks. I will be recommending him to anybody I know who is buying in the future personally, but I thought his exceptional service deserved a shining review online as well. I can’t say enough good things about him. 5 out of 5 stars without at doubt.

Devon ReppJun 2026
★★★★★Google ↗

Carmen is the best Broker ever! He was very detailed and provided me with the best experience ever. He didn’t make me feel like I was alone in the process. I would recommend him in a heart beat!

MelJun 2026
★★★★★Google ↗

Mr Carmen P A Jr, he has been a true blessing for me. I’m a 1st time home owner and he had no this less then patience and time for me. No matter the time or day. I was beginning to think he had NDO ( no days off) he made himself available. If there was anything I didn’t understand, he made himself available. I appreciate and thank God for sending him my way

PAMELA MCDANIELMay 2026
★★★★★Google ↗

Carmen was incredible on the purchase of my home. He stayed on top of everything, laid out all of my options, and it felt like I was being taken care of by a friend rather than just a business dealing. I will go to and recommend Carmen every time.

alexandria holtmanMay 2026
★★★★★Google ↗

Carmen was experienced, knowledgeable, professional and always caring about MY money as if it were his own. He was excellent at answering any and all questions; and we had plenty since this was our first home purchase in 40 years. His calm unhurried personality and easy availability gave us exactly what we needed throughout this entire process. We would recommend Carmen Aumendo to anyone who needs a mortgage broker.

Deborah EvansMay 2026
★★★★★Google ↗

Carmen has been an amazing help in my situation to buy a new home. Carmen helped me for almost 5 years to get to the point where I was able to be approved for a home loan and to finally close. Thanks Carmen!

Dara LorenzoApr 2026
★★★★★Google ↗

I had the absolute privilege of working with Carmen as my loan officer, and I can confidently say that he made my first-time homebuying experience not only manageable, but truly empowering. I chose to work with Carmen because of his outstanding reviews, and after going through this experience with him, I now fully understand why so many people speak so highly of him! Every positive thing I read turned out to be absolutely true. As a first-time homebuyer, I came into this process with a lot of questions, uncertainty, and moments of hesitation. From the very beginning, Carmen took the time to walk me through each step with patience, clarity, and genuine care. What truly stood out was that he did not just explain what was happening. He made sure I understood why each step mattered, how different decisions could impact me financially, and what to expect next before it even happened. He would break things down in a way that was easy to follow, provide real examples, and take the time to answer every question until I felt completely comfortable. That level of transparency and education gave me a sense of confidence and control that I did not expect to feel in such a complex process. What sets Carmen apart is not just his expertise, but how he shows up for his clients. Every conversation felt thoughtful and intentional. At times, it genuinely felt like I was speaking with a wise and trusted friend who wanted the very best for me, not just a loan officer managing a transaction. That kind of presence is rare, and it made a lasting difference in how supported I felt throughout the entire journey. Carmen is also incredibly strategic and detail oriented. At every stage, he offered insightful suggestions that strengthened my position and helped me make well-informed decisions. As we approached closing, there were some timing challenges that came up, which can happen in real estate transactions. Carmen helped me navigate those moments with a calm and solutions-focused mindset. He encouraged me to communicate clearly and professionally, and to consider reasonable options to address the impact of those delays, including exploring ways to manage costs related to extending the interest rate lock. His guidance was balanced, fair, and always focused on keeping the process moving forward in a positive and respectful way for everyone involved. Beyond his knowledge and professionalism, what meant the most to me was his genuine care and consistency. He checked in regularly, made sure I was not overwhelmed, and took the time to reassure me during more stressful moments. I always felt like he was truly invested in my success and my well-being, not just the outcome of the transaction. Thanks in large part to Carmen’s guidance and attentiveness, I was able to lock and close in February, just before a period of increased volatility in interest rates. That timing made a meaningful difference, and I am incredibly grateful. If you are considering working with Carmen, I cannot recommend him highly enough. He is knowledgeable, responsive, strategic, and deeply committed to his clients. As a first-time homebuyer, having him in my corner made all the difference, and I would confidently encourage anyone to trust him with such an important milestone!

RuthMar 2026
★★★★★Google ↗

I would give Carmen 6 stars if I could. As I sit in the home that I recently closed on, my only regret in this process was not connecting with Carmen sooner! He is extremely personable, detail oriented, and a hard worker. He simplified the process so much for me, was communicative, did not over promise, works fast, and goes to bat for his clients. I can’t thank him enough - especially as a first time home buyer with an anything but typical buying process. When it comes time to buy again, I’ll certainly be reaching out to Carmen!

Marquise Findley-SmithMar 2026
★★★★★Google ↗

Carmen and his team made my home buying a great experience. Carmen is very honest, straightforward and knowledgeable about the market trends. The industries best kept secret.. You dont have to take my word for it, try his service's out for yourselves.

dwaylon SMar 2026
★★★★★Google ↗

Shoutout to Carmen for doing an incredible job helping our buyers get approved and into their dream home in Bridgeton, NJ! 👏 From the very beginning, Carmen took great care of our buyers and guided them through the entire process. His communication was exceptional — keeping both me and the buyers informed every step of the way and making the transaction smooth all the way to settlement. Having a lender who communicates, follows through, and truly supports the buyers makes all the difference in a real estate transaction. If you need a pre-approval, mortgage, or refinance, do yourself a favor and reach out to Carmen. You’ll be glad you did. Great teamwork getting this one to the closing table! 👏

Nancy HundMar 2026
★★★★★Google ↗

Carmen P. Aumendo Jr. is hands down one of the best mortgage brokers I’ve ever worked with. From start to finish, he was professional, knowledgeable, and completely on top of every detail. He made what can be a stressful process feel smooth and organized. Communication was excellent clear explanations, quick responses, and no surprises. He walked us through every step, answered all of our questions, and made sure we felt confident in every decision. Top to bottom, the experience was first-class. If you’re looking for someone who is honest, efficient, and truly cares about getting you to the closing table, Carmen is your guy.

Daniel Dempsey JrMar 2026
★★★★★Google ↗

Carmen Aumendo is an exceptional mortgage broker who guided me through two home purchases with professionalism, patience, and expertise. When my second purchase ran into complications due to some poor choices I had made, Carmen didn’t panic or give up—he stepped in, worked his magic, and found solutions that ultimately worked in my favor. His knowledge, dedication, and ability to navigate challenges made a stressful situation feel manageable and reassuring. I wouldn’t hesitate to work with Carmen again or recommend him to anyone looking for a mortgage broker they can truly trust.

juan watersFeb 2026
★★★★★Google ↗

I’ve worked with Carmen and Coastal on two occasions. The process was incredible smooth and extremely fast. Carmen and Tracy communicated with me through the entire process. My recent refinance took less than three weeks. Carmen is transparent and honest about the interest rates. Can’t recommend this team enough.

Kristin KaropchinskyFeb 2026
★★★★★Google ↗

I started working with Carmen several years ago. He helped one of our buyers turn a loan around so quickly we called him Speedy Gonzalez! He and his team are quick, professional and over deliver every time! Cannot recommend him enough!

Stacey IngersonJan 2026
★★★★★Google ↗

I have worked with Carmen multiple times over the years and he has always been one of my favorites. He’s extremely responsive and knowledgeable. He has a creative mind which is needed from time to time! With Carmen you never have to seek out updates because he’s constantly keeping in contact and making sure everyone is updated. I think the thing that stands out the most is how much he truly cares. I highly recommend Carmen for your lending needs!

Rachael SianiJan 2026
★★★★★Google ↗

I have had the pleasure to work with Carmen for over 10 years. He was instrumental in helping us get our first home. He is someone I trust and I know has my best interests in mind. He is always available to answer any questions you have. He helped with refinincing our first home and putting us the a great loan on the home we just purchased. I highly reccomend Carmen for any home loan needs. He will guide you in the right direction and make sure you get what you need.

Nathan EversJan 2026
★★★★★Google ↗

Hello out there beautiful people just wanted to let everyone know how great Carmen was in the process of buying my home. He went far and beyond and thats just an understatement, He bends over backwards and gets the job done I couldn't be more happier. So if your looking to buy he's the man definitely for the job. I promise you won't be disappointed.

Patricia StonesiferDec 2025
★★★★★Google ↗

Carmen and his team did an outstanding job helping us navigate the mortgage process to acquire our new home. The process was seamless, communication was excellent, and he secured a fantastic rate for us. A true professional, Carmen was thorough and explained in detail every step of the process. We couldn't be happier with the service and highly recommend him to anyone needing mortgage assistance.

Christina BelcastroDec 2025
★★★★★Google ↗

Carmen was absolutely fantastic throughout our home-loan process. He responded to every question—no matter the time—within minutes, and consistently checked in to make sure my wife and I were doing okay. He worked tirelessly to hunt down the best rate possible and truly looked out for us as we searched for our forever home. With my wife late in her pregnancy, Carmen’s steady guidance and calm, proactive support were a much-needed stress reliever. We cannot recommend him highly enough.

Zachary Van Der WallDec 2025
★★★★★Google ↗

Carmen is amazing to work with and always makes the process easy.

Jonathan ComerOct 2025
★★★★★Google ↗

I had an excellent experience working with Carmen Aumendo. He was extremely knowledgeable, professional, and always went above and beyond to make sure the process went smoothly. Carmen explained everything clearly, kept me updated, and made getting my mortgage stress-free. I highly recommend him to anyone looking for a reliable and dedicated mortgage broker.

Marcus WelchOct 2025
★★★★★Verified Client

Working with Carmen was not only an educational experience, but his attention to detail reduced if not eliminated the stress typically associated with this process. He was extremely responsive and was patient with us during the process. We look forward to working with him again the future!

DeniseOct 2025
★★★★★Verified Client

It was a great pleasure working with Coastal Lending Group.
Carmen and his team are extremely knowledgeable and excellent communicators.
We look forward to working with them in the near future

FrankOct 2025
★★★★★Google ↗

This is the second time that I've had the pleasure of dealing with Carmen and the Coastal Lending Group. First, he is very professional; top notch. He explains things in "laymen" terms and answers all questions and concerns. He provides a vital service to folks who, because of circumstance, find themselves in financial turmoil (in my case it was an excessive amount of credit card debt). Carmen is non-judgemental. In fact, he is very understanding. He doesn't lecture or pontificate. I would highly recommend using his services. You will be thrilled that you did!

Frank NeumannOct 2025
★★★★★Google ↗

Carmen Aumendo at Coastal Lending Group assisted with the purchase of my new home. I couldn't have been in better hands!!! He was extremely knowledgeable and helpful during the entire process. I highly recommend him!

Phyllis HendersonOct 2025
★★★★★Verified Client

Carmen was great. I gave him a very short window to get everything approved and processed. He not only accomplished that, but he was also able to get me a competitive rate and kept me updated and informed the entire time.

GeorgeSep 2025
★★★★★Google ↗

I am forever grateful to Mr. Carmen and Coastal Lending Group for thr tremendous job you guys did, I could not have asked for a better person. You handled everything so smoothly and swiftly. In the beginning the road was bumpy but in the end I got the home I truly deserved. Anyone who is considering buying a home whether it's your first time or not, please consider my Carmen Aumendo of Coastal Lending Group. You will be very satisfied with the services. Nothing made me more happier than seeing the smile on my children's faces seeing our new home. Thank you so much for making this dream possible Mr. Carmen.

Arayah McCarter (Jemilia)Sep 2025
★★★★★Google ↗

Carmen was amazing, knowledgeable, friendly, and on top of everything so the process was seamless! He provided detailed information and options from start to finish and kept me informed every step of the way! From application to closing in two weeks!

AMY LANHAMSep 2025